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Blackstone Valley
Chamber of Commerce

Worcester Regional
Chamber of Commerce

Blackstone River Valley
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State of MA

NCUA

COMMERCIAL REAL ESTATE

MCUCS will explore every opportunity to structure the right financial solution to adequately support funding requirements your commercial real estate projects. We offer loans in the areas of real estate acquisition, renovation and new construction of single family subdivisions, condominium development, office, apartment and industrial buildings. All of us at MCUCS take pride in our ability to deliver a professional service on a timely basis with competitive rates and loan structures. We know and understand the marketplace.

TERM FINANCING

If your growing business requires additional machinery and equipment call MCUCS. We provide term financing for the purchase of production machinery, construction equipment, a variety of over the road vehicles and office equipment.We will structure a loan with the best possible terms and conditions to support your requirements. At MCUCS we look for ways to provide you with the loan you need..

SECURED LINES OF CREDIT

At MCUCS we offer flexible, revolving lines of credit to support short term working capital needs. We understand working capital requirements fluctuate as a result of seasonality issues, product demand, material availability, production capacity and conversion of accounts receivable into cash. On the occasion when your business rquires temporary working capital support call MCUCS, we can help.

SBA 504 PROGRAM

The CDC/504 Program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term fixed rate financing for major fixed assets or the acquisition/development of owner-occupied real estate. The advantage to the borrower lies in the fact that only 10% equity is required. In association with the SBA and local CDC's (Community Development Corporation), MCUCS will tailor the loan specific to the project at hand.

SBA 7(a) PROGRAM

The 7(a) Program can be used for business expansion or working capital. MCUCS will structure the loan by SBA requirements and receive a guaranty provided by the SBA up to $1,500,000.00. The SBA guarantee could provide the difference in a case where the application for financing has some inherent weakness. Please note that all credit decisions are made by MCUCS, not the SBA.